Half Moon Bay sells itself on the water. The condos face the Hudson, the marina holds boats a few steps from the units that own them, and two community centers, Admiral House and Hudson House, give residents pools, a sauna, and a card room without leaving the gate. What the marketing photos do not show is the single bridge that carries every car, moving truck, and marina trailer across the Metro-North tracks and onto Half Moon Bay Drive. That bridge is the only public vehicular access to the complex, and the Village of Croton-on-Hudson is about to rebuild it.
If you are looking at a unit here, the bridge project matters more than the HOA fee sheet. It is the kind of fact that never shows up on a listing page and rarely comes up until a buyer asks the right question at the right moment. This is that question, answered.
The Bridge Is the Access, Not an Amenity
The Half Moon Bay Bridge spans the Metro-North Hudson Line and is described by the Village itself as the only public vehicular route to the waterfront, serving not just the condo complex but also the RiverWalk, Senasqua Park, the Croton Yacht Club, and Croton Landing Park. Any problem with that span does more than inconvenience a morning commute. It is the single point of failure for an entire stretch of riverfront life.
The Village held a public information session on the rehabilitation project on January 5, 2026, and by March 2, 2026, had received authorization from the New York State Department of Transportation to move into detailed design, the last procedural step before construction can be authorized. From there, the plan calls for a detailed cost estimate, railroad sign-off, and final construction drawings, with the project expected to go out to bid this fall. Construction is anticipated to begin in 2027, with completion targeted for March 2028.
| Milestone | Timing |
|---|---|
| Public information session | January 5, 2026 |
| NYSDOT design authorization | March 2, 2026 |
| Bid released | Fall 2026 (anticipated) |
| Construction begins | 2027 (anticipated) |
| Project completion | March 2028 (targeted) |
That is not a weekend closure. It is a construction window running from 2027 into early 2028, during which the Village's own plan is to maintain one lane of traffic at all times, controlled by a temporary stop light, flaggers, or similar methods.
What Construction Actually Looks Like From Your Driveway
A single-lane bridge with alternating traffic means every trip in or out of Half Moon Bay during construction has the potential for a wait, whether that is a morning departure for the Croton-Harmon express, a boat trailer heading to the marina, or a delivery truck. The Village has acknowledged this directly, noting it is exploring traffic management options such as deploying police officers during summer entertainment at Senasqua Park or sports events at Croton Landing to keep the corridor moving during peak use.
For a buyer, this is not a reason to walk away from the neighborhood. Waterfront access in Westchester rarely comes without some tradeoff, and the Village is treating the rehabilitation as a safety necessity rather than optional work. It is a reason to ask specific questions before writing an offer, and to think about timing a purchase around the construction calendar rather than assuming the drive to the train station will look the same in 2027 as it does today.
The Warehouse Next Door Almost Became 280 Apartments
The bridge is not the only thing worth understanding about this stretch of road. At 1 Half Moon Bay Drive sits a 120,000-square-foot industrial building on 5.66 acres, built in 1974 and renovated in 2005, that has operated as a tire warehouse since 1993 under the Max Finkelstein family business. The Finkelstein family sold the operating tire company in January 2022, not long after family patriarch Harold Finkelstein died that December at age 86. The real estate itself was later acquired by an investment group led by Monday Properties, working with partners at Nexjen Real Estate and KPR Centers.
In July 2024, the ownership group, operating as 1 HMB Property Owner LLC, filed a petition asking the Village to amend its zoning code so the site could be redeveloped as a 280-unit apartment building, most of it five stories with a small portion reaching six. The petition asked the Village to expand the transit-oriented development zone from within 1,500 feet of the train station to a full mile, and to allow three-bedroom units where the code currently permits only studios and one- and two-bedrooms.
The proposal drew significant public pushback. A community meeting was held at Capriccio's on South Riverside Avenue that August, and residents pressed the Village Board to slow down or reject the plan outright. Trustee Nora Nicholson asked the developers to withdraw and return after other in-progress housing projects, including Maple Commons and 25 South Riverside, were complete and occupied. The rest of the Board did not take up that position, but the Westchester County Planning Board weighed in with its own memo questioning the project's height and expressing skepticism that the expansion was a good fit for Croton.
By September 2024, Mayor Brian Pugh announced the Village's position:
"The petition for the zoning text amendment brought by the owner of 1 Half Moon Bay, and the associated development proposal, is not the right fit for the Village at this time."
Withdrawn Isn't Dead
In January 2025, attorneys for 1 HMB Property Owner LLC wrote to Mayor Pugh confirming they would not move forward with the plan as submitted. That ended the first phase of a proposal the Village had been quietly discussing with the family since early 2022, discussions that only became public after a Croton Chronicle investigation in December 2023.
The site did not disappear from the conversation. According to reporting from the Croton Chronicle in July 2026, the property continues to be leased to another tire company by the same ownership trio, but the group refinanced the property in spring 2026, and the Village's Planning Board now sits as lead agency for environmental review of any future proposal, whether that ends up being industrial, commercial, or some mix that includes housing again. Nothing filed today tells you what comes next. What the record does tell you is that the same road serving Half Moon Bay runs directly past a 5.66-acre parcel whose next chapter is genuinely open.
Five Questions Worth Asking Before You Write an Offer
- Ask the Half Moon Bay Homeowners Association whether the Village has shared a formal traffic management plan for bridge construction, and whether marina slip holders have received separate guidance.
- Ask the listing agent whether the seller has disclosed awareness of the bridge project timeline, since Westchester sellers are expected to disclose known material facts affecting property use.
- Check the Village of Croton-on-Hudson's project page directly for the most current bridge construction dates before assuming the 2027 start holds.
- Ask whether anyone has filed a new proposal for 1 Half Moon Bay Drive since the 2025 withdrawal, and check the Village's project page for that address specifically.
- If timing is flexible, consider whether closing before construction begins or waiting until it wraps in 2028 better fits your tolerance for single-lane traffic on your only route home.
What the Complex Still Offers, in Real Numbers
None of this changes what Half Moon Bay is on a normal day. The complex sits within the Croton-Harmon school district, and the Croton-Harmon station's express trains reach Grand Central in roughly 42 minutes, a commute that has kept this stretch of riverfront in steady demand for two decades. Units run from roughly 900 to 2,300 square feet, and a one-bedroom that closed this past June carried monthly HOA dues near $335. Larger river-view units have traded well above that end of the range. The bridge project and the warehouse question do not undo any of that value. They change the calendar you should be planning around, not the appeal of the address itself.
FAQ
Will the bridge close completely during construction? The Village's stated goal is to maintain one lane of traffic at all times using a temporary stop light, flaggers, or similar traffic control, not a full closure.
Is a new development at 1 Half Moon Bay Drive off the table for good? The 2024 proposal was withdrawn in January 2025, but the site remains zoned Light Industrial with an open path to a future proposal, and the Village Planning Board would serve as lead agency if one is filed.
Where can I check for updates on either project myself? The Village of Croton-on-Hudson publishes dedicated project pages for both the Half Moon Bay Bridge rehabilitation and the 1 Half Moon Bay Drive site, and Village Manager Bryan Healy's office has invited direct questions from affected residents.
None of this is a reason to pass on Half Moon Bay. It is a reason to buy with your eyes open, know the calendar, and ask the questions a portal listing will never surface for you. If you are weighing a purchase in Croton-on-Hudson and want someone who tracks the Village's project pages as closely as the comps, Valerie Cascione is a good place to start. Let's talk about your next move.
